50/30/20 Budget Calculator
Free 50/30/20 budget calculator. Enter your take-home pay and pay frequency to instantly see how much should go to needs (50%), wants (30%), and savings or debt payoff (20%).
What is the 50/30/20 rule?
A simple budgeting framework that splits after-tax income: 50% needs, 30% wants, 20% savings and debt. It's a starting point — not a law — and works best when you adjust it to your real life.