Emergency Fund Calculator: How Much Do You Really Need?
Free emergency fund calculator. Enter your monthly essentials and job stability to see your 3-month, 6-month, and 9-month targets — plus how long it'll take to reach each milestone.
How much should I save?
3 months for very stable W-2 income, 6 months as a safe default, and 9 to 12 months for self-employed or variable income earners.