Pick the plan that fits how you actually manage money
Start free. Upgrade only when you want more coaches and tracking. Every paid plan can be cancelled from your settings at any time.
What every plan includes
The free money personality quiz, all ten calculators, the full guide library, and a personalized starting plan based on your quiz result.
What paid plans add
More money coaches, goal and net worth tracking, reminders, brain dump notes, and weekly recaps inside The Vault dashboard.
What paid plans add
| Feature | Free | Starter | Pro |
|---|---|---|---|
| Price | $0 | $12/month or $99/year | $24/month or $199/year |
| Money personality quiz and starting plan | Included | Included | Included |
| All ten calculators and the guide library | Included | Included | Included |
| AI money coaches | 1 coach matched to your quiz result | 6 core coaches | All 12 coaches |
| AI messages a month | 10 | 300 | 1,500 |
| Command Center and Education Hub | Included | Included | Included |
| XP, streaks and badges | Included | Included | Included |
| Net worth, goals and bill reminders | Not included | Included | Included |
| Trade Desk | Not included | Not included | Included |
| Household (up to 4 people) | Not included | Not included | Included |
| Connect your coach to Claude | Not included | Not included | Included |
| Notion Financial OS and Discord access included | Not included | Not included | Included |
| 20% off 1:1 coaching | Not included | Not included | Included |
Frequently Asked Questions
Is there a free plan?
Yes. The free plan includes the quiz, all ten calculators, the guide library, and 10 coach messages a month with the coach matched to your quiz result.
Do I need a credit card for the trial?
No. Quiz takers get a 14 day Pro trial with no card required.
How much do I save with an annual plan?
Starter annual is $99 instead of $144 billed monthly, saving $45 a year. Pro annual is $199 instead of $288 billed monthly, saving $89 a year.
Can I cancel anytime?
Yes. Every paid plan can be cancelled from your settings at any time.
What is the difference between Starter and Pro?
Starter includes 6 core coaches. Pro includes all 12 coaches, Trade Desk, Household access for up to 4 people, and 20 percent off 1:1 coaching.